Sometimes you gotta think outside the box to stay afloat. So as of today, instead of donating to Mr Zuckerberg's GoFundMe page (or "Facebook Ads" as he calls it), I'll be investing an equal sum of money each week, in something which between 2006 and 2007 made me a net profit almost TWICE the size of what I currently have available in savings.
Just as I did last time around, I've created a spreadsheet which properly costs and audits every single penny which changes hands and which automatically calculates my net profit/loss on the right-hand side.
I made more than 650 investments in return for the profit I made last time around. The above therefore seems like a sensible calculated risk to take to me, to ensure that I can continue to make music on an indefinite basis and not just for the next 11+ months.
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Debt Bomb Myth Exploded
The latest housing market scare campaign focuses on questionable analysis of household debt levels.
Sharp declines in mortgage rates since 2011 have predictably activated housing markets with prices rising. .
Higher prices reflect higher mortgages with borrowers taking on more debt as prices rise and enabled by lower mortgage rates allowing purchasers to borrow more with a given income.
Although debt has risen with houses prices, the proportion of household income required to service higher debt has fallen over recent years despite low incomes growth and low real wages.
Despite this, current scaremongering speculates on the impact of higher interest rates on households paying a higher proportion of mortgage repayments from incomes.
Notwithstanding the remote chance of Big Banks lifting rates significantly in the near-term, the impact of higher rates would be marginal relative to the number of households affected
Census data reveals the proportion of households paying more than 30% of income in mortgage repayments fell below 3% in most capitals and in all capitals is well down on the previous Census
And since the last Census, wages are up 4.1% and mortgage rates are down 0.5% with house price growth dissipating
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Success is to be measured not so much by the position that one has reached in life as by the obstacles which he has overcome.
No man succeeds without a good woman behind him. Wife or mother, if it is both, he is twice blessed indeed.
If everyone is moving forward together, then success takes care of itself.
All you need in this life is ignorance and confidence, and then success is sure.
Success is how high you bounce when you hit bottom.
It is no use saying, 'We are doing our best.' You have got to succeed in doing what is necessary.
Happiness lies in the joy of achievement and the thrill of creative effort.
Action is the foundational key to all success.
Success is a lousy teacher. It seduces smart people into thinking they can't lose.
Try not to become a man of success, but rather try to become a man of value.
However difficult life may seem, there is always something you can do and succeed at.
Success is nothing more than a few simple disciplines, practiced every day.
Success consists of going from failure to failure without loss of enthusiasm.
The starting point of all achievement is desire.
Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful.
Success is simple. Do what's right, the right way, at the right time.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Another great morning on the GC.
No matter where we're from or how different we seem to be, we all speak 👉🏼ONE👈🏼 language...